More and more people are staying away from stores and doing a lot of their shopping online and via mobile wallets. While this is an easy way to be able to shop in comfort, there are some risks involved. But, as long as you are taking all of the proper precautions, you shouldn’t have anything to worry about. Here are some security tips for shopping online that will help make your shopping experiences great ones:
1) Be Careful with WiFi – Be wary about shopping while you are using a strange WiFi network. You can window shop, but wait until you are on a secured network before placing any orders. Never enter private information or credit card numbers while on an unsecured network.
2) Know the Vendors – While you may be tempted to go for a really great deal online from a vendor you are unfamiliar with, it is best to stick with the names you know. If something seems like it is too good to be true, chances are it is. Never give your credit card information out to companies you don’t know anything about.
3) Compare Prices – Before making any purchases, it is a good idea to do some online comparison shopping. Check different websites and apps for the same products, and see which have the best deals and lowest shipping costs. You can save money by using coupon codes created by services like PassbeeMedia .
4) HTTPS – If a website URL starts with HTTP and not HTTPS, it is not a secured site. The “S” stands for secured. Also check for a lock icon in the address bar. This shows that you have a Secure Sockets Layer (SSL) connection, and it is standard with most browsers, such as Chrome, Firefox, and Explorer.
5) Check your Statements – We can’t stress enough how important it is to stay on top of your credit card statements. Any time you see charges that you don’t remember making, contact the credit card company to report it.
6) Passwords and Mobile Devices – Always turn the passcodes on phones and tablets. Many people don’t do this, but it only takes seconds to do, and it will help to protect your information from unscrupulous types. If your device is stolen, no one will be able to access your passwords or your personal information.
7) Online Scams – We all know that there are thousands of online scams out there. Many of these scams look like the real thing. For instance, many scammers “phish” for information, and send out emails pretending to be companies you know, asking for password updates. Always contact the actual company before doing anything requested in an email, just to be on the safe side. Now there is something else to watch out for, which is SMiShing. This is basically phishing through text messages.
8) Do Plenty of Password Updates – Hackers are always finding ways to get information through websites, and they can end up hacking your sites, social media pages, and more. The more often you change your passwords, the less likely you are going to be hacked.
9) Credit, Not Debit – You have more security when you use a credit card instead of your debit card. Most credit card companies offer purchase protection, so you aren’t liable for purchases made if your card is stolen. This is not an option with a debit card, and theives can clean out your bank account.
10) Save Copies of Your Online Orders – Whenever you buy anything online, save a copy of the order. That way, you will have proof of purchase in case there is a problem with your order. The confirmation page should have a receipt, and a confirmation number. Keep this information until you have received the items you ordered.